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Nadine Wu


Saving Money While We Can

Posted On:12-May-2020/10:11 pm

Recently, we have all been given a strange and new opportunity. With the wave of COVID-19 sweeping throughout the world, we are bound to our homes and home-offices for the foreseeable future – and it can be boring. I have found myself attempting any activity just for something to do! I have cleaned the entire house many times, I have cooked and baked every food known to man, and I have watched plenty of movies. However, because I'm still working, like many others in the world, I have been receiving my paycheck as usual. After taking out the portion of money I use to pay for bills, food, and other basics, I find myself with more money left over than usual. Of course, this small pile of savings is due to the inability to go out shopping or go to nice restaurants, but I see others in the same boat: bored at home with some spare money. I should mention that I am not being insensitive to those who are out of work because of COVID-19 and are struggling financially. I realize that those who are in my situation are very lucky. And in fact, my “small pile of money”, is in fact “small” and is only a reality because I am single with few financial responsibilities except myself.

When I started to see the small pile of extra money I was saving, I'll admit I got a bit ahead of myself. My first instinct was of course, to spend, spend, spend. Because I couldn't go out to the mall or the movies, I was finding myself spending more and more money from my home. I thought of all the things I wanted; I was buying things online every day. Face masks, perfumes, books, puzzles, and some nice clothes (and when would I even have the opportunity to wear a nice outfit anyway?). I wasn't too outlandish, but I was spending more money than I usually did.

In retrospect, I don’t think I was spending money because I was showing off, mistreating myself (overindulgence), or because of the excitement of having some money, but to feel normal again. I feel that others can relate. Buying something online, and then waiting for that package to show up at my doorstep felt like I was my old self in my old life. The excitement of waiting for my packages was so much fun. It gave me something to look forward to throughout the week. Perhaps this sounds a little sad, and maybe it is. All of us are in a difficult predicament right now; so, finding something (anything) that makes us feel whole and gives us some sense of control, of at least one part of our life is important.

Although it might feel great to be a bit “reckless” and spend a little money on ourselves, we still have to remember to be careful. I constantly remind myself that after there is a COVID-19 vaccine and this nightmare is over, we will be able to go back to our normal lives. When this happens, there's going to be a lot of important things we will need to spend money on; bills, gas, essentials, travel, a well needed holiday, fun with friends, and who knows what else. In the past, I was never one to spend a lot of money  frivolously anyways (just ask my friends), so I am able to heed my own warning. I do take my reminders to heart that while it is exciting to have some extra money, the majority of the extra money should be put away for the future and to save while I can. Sooner or later, the world will feel right again, and it would be awesome if we could go back to our lives with some money burning holes in our pockets.

During the lockdown, every so often, go ahead and splurge a little on yourself; especially on things that will help pass the time and create a sense of normalcy. Puzzles, books, board games, movies, restaurant deliveries, or even a nice outfit from Amazon are great investments during self-isolation. But remember, if you can, put away some money so you can be in a better financial position in the future. 


1 : For those who are working, the COVID-19 lockdown could mean some extra money in the bank.

2 : We can splurge a little on ourselves, but we should save most of this money.

3 : After the lockdown, this extra money will come in handy.

Category:  Money / Subcategory:  Benefit of Being Single During COVID-19

Tags: coronavirus, lockdown, finances, spending, future, normalcy, control, overindulgence, COVID-19

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Adaego M. Azi


Nadine, you are very lucky. I think I am also lucky. I am not working full time, but I am working enough days to pay my bills. No small pile of money though. I remember reading your duppydom about overindulgence and I do not think what you are doing is being overindulgent, as long as you are careful about how much you spend. I also like the idea of doing something that makes you feel normal again. For me, I daydream about when things go back to normal and it makes me feel good.

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Amara Kone


Nadine--you are very smart. I like the fact that during the lockdown you are finding something to make yourself feel normal again--just don’t spend too much of your savings. I do Yoga twice a day. Not only does it relax me, but it is something I have been doing for years--that is my semblance of normalcy.

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Bruce Peters


Nadine--oooooh, to be young again and not have any responsibilities except for taking care of myself. Here is the problem with having an ex-wife, a child, a mortgage, car payment, line of credit, etc.,--you can never save any money. My money is like a revolving door…it passes from my hand to someone else’s. Now that I think about it, my money is like a magic trick--even though I am quarantining and barely leaving the house, my money seems to be disappearing faster.

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D. C. Lawrence


Nadine, you are definitely in an enviable position; you should count your blessings. With the lines at food banks increasing daily, most would love a small pile of money. You are certainly showing good restraint and forethought--when we are finally able to wander the planet again, most of us will be in serious debt.